He country’s health care system is organized on the model of the market for health care costs account for 15% of GDP in the United States spent more on just food and housing The bulk of medical Pomo Omogoy ensured through a system of private health strahovaniyannya. In the US, there is no national program of health care working population Around 40% of the costs of the health budget is spent on funding for two major programs — Medicare and medikod. Medicare program. Under this program, the state medical aid is provided to persons who have reached 65 years of age or have serious health problems Medicare program consists of 2 parts. We are engaged United Medicare Advance. The first part of the program consists of: o hospital insurance, which covers medical expenses: the stationary treatment; a critical condition; certified nursing; in hospitals at home; in hospices; o health insurance, which covers payment services: ambulatory care physicians; types of medical care, which are not included in the program of Hospital Insurance Services Medicare by type of health care programs that are in the top part, available for free in the following patient categories: o reached the age of 65 and have worked at least 10 years (this category also includes their wives or husbands); o people with disabilities; o patients with chronic renal failure. Medical insurance for the second part is voluntary and provides for the payment of the insurance premium in the amount of $ 50. The Medicare program is partially funded by taxes levied on all employees: from employees and employers, the rate was almost 15% of the income of employed Americans Besides Medicare program is funded of total income in taxes on pribytok. Medicaid program. financed from general revenues for income tax and includes: o the provision of medical assistance to needy proverstki population, mainly women and children from poor families; o stay in shelters for the elderly patients in need of constant care. Medicaid program is funded half by the federal government and local authorities in each state. In the US, voluntary medical insurance, which is mostly paid by employers There are several types of insurance: Compensation insurance. The employer pays the insurance company’s insurance premium for each employee, ensuring compliance with the policy the insurance company pays the checks sent multi-field hospital, other health — care facility or physician so paid medical services, which constitute the insurance plan As a rule, the insurance company covers 80% of expenses for treatment , another part of the payment for medical services and pays for itself patsientaatsієnt. Insurance managed services. The insurance company enters into agreements with physicians, other health professionals, medical institutions for the provision of all types of medical services provided by this type of insurance medical institution receive a fixed amount previously paid for each insured person to this type of insurance is more about patient lechenienya. If the first form of health insurance paid by actually rendered medical services, in the second medical facility receives a fixed amount for each patient regardless of the volume and cost of services provided Thus, if compensation insurance medical professionals interested in giving patients a variety of medical services, then at insurance they managed services refrain from the use of additional diagnostic or I lechebnyhh procedures.
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